About Cash App
Cash App is a versatile financial app that goes beyond simple money transfers. Send and receive money instantly, invest in stocks with as little as $1, buy and sell Bitcoin, and manage your finances with the Cash Card — a customizable Visa debit card linked to your Cash App balance.
The Cash Card offers rotating Boost discounts at popular retailers and restaurants — think 10% off at Chipotle or $1 off any coffee shop. Direct deposit your paycheck up to two days early and get tax refund advances. The investing platform makes stocks accessible with fractional shares and zero commission fees.
Bitcoin buying and selling is integrated directly with a simple interface. The app includes a Bitcoin wallet for sending and receiving BTC. Cash App Pay lets you make payments at thousands of merchants using QR codes.
Key Features
- Instant person-to-person payments
- Stock investing with fractional shares
- Bitcoin buying, selling, and wallet
- Cash Card with Boost discounts
- Early direct deposit (up to 2 days)
- QR code merchant payments
- Free tax filing
Pros & Cons
👍 What We Like
- All-in-one financial tool — payments, investing, and crypto
- Cash Card Boosts save real money
- Stock investing with zero commissions
- Direct deposit arrives up to 2 days early
👎 What Could Be Better
- Limited customer support options
- No joint accounts for couples
- Investing features less robust than dedicated apps
- Scams targeting Cash App users are common
User Reviews
Cash App replaced three separate apps for me — Venmo for payments, Robinhood for stocks, and Coinbase for Bitcoin. Having everything in one place is incredibly convenient. The Boosts save me $20-30 per month at places I already shop.
Easiest way to buy Bitcoin for beginners. The interface is much simpler than crypto exchanges. I set up automatic weekly Bitcoin purchases and just let it accumulate. The Cash Card is great for everyday spending too.